32.    GROUP INSURANCE

Touchstone Services, Inc. maintains a complete line of various insurance coverage and benefits for regular full time employees and their dependents if needed.  The employer pays the majority of the premium costs for this coverage.  However, the employee shares a percentage of this premium.  All coverage begins the first month after a full calendar month of employment.  (Ex: If an employee starts on May 1 coverage will begin June 1.  If the employee begins employment on May 2, coverage is not available until July 1).

Full detail of these benefits will be given to you at such time as you qualify.  The following is a summary of your benefits, but it is recommended that all eligible employees totally familiarize themselves with the coverage described in their insurance booklet.  The insurance benefits are:

1.   Health Insurance

2.   Vision

3.   Dental

4.   Life

5.   Accidental, Death, and Dismemberment

AFLAC Supplemental Insurance is also available to employees.  Employees interested in the supplemental insurance may participate at their own expense.  Accidental Indemnity, Intensive Care, Cancer and Short-Term Disability are the types of Supplemental Insurance offered through AFLAC.

Termination of coverage begins upon the first day following termination of active service, except for sickness or injury leave or other eligible leave.  Refer to your insurance booklet or contact the benefits administrator for explanation of you conversion privilege.

                                                                                                      Return